Steve Spiro’s Blog

Before moving into your new home, change all exterior locks and garage codes. Consider a thorough cleaning, set up utility accounts, and update your address with the post office. Ensure all detectors are working and locate important controls. Once settled, establish routines and explore the neighborhood. The FHA's 203(k) program now allows borrowers to include…

Orange County faces a significant housing and affordability crisis, with a recent poll indicating that over half of residents have considered leaving due to high housing costs. Despite its appeal, the average home price exceeds $1.1 million, and many residents are moving inland for more affordable options. The housing market remains competitive, with luxury properties…

California is allocating nearly $790 million to develop 2,483 rent-restricted homes across 24 affordable housing projects, alongside initiatives for public transit, bike paths, and pedestrian walkways. The funding, part of the Affordable Housing and Sustainable Communities program, aims to reduce greenhouse gas emissions by situating housing near jobs and schools. Projects include the purchase of…

Rare opportunity to own this beautiful, nostalgic, and charming 3-bedroom single-story home located in the highly sought-after, quiet, and friendly Park West neighborhood in Culver City. This vibrant city is one of the most desirable places to live, close to renowned beaches and marina and bike trails. Known for its award-winning schools and its rich…

Welcome to this stunning 3-bedroom, 3-bathroom home, offering an array of desirable features. Enter through the beautifully hardscaped brick courtyard, setting the tone for what lies within. Inside, you'll find newer windows and side-by-side sliding patio doors, freshly painted walls, and timeless granite countertops in the kitchen. The kitchen window and a skylight above the…

Before saving for a home down payment, calculate the amount needed and set a deadline. Automatic deposits can simplify saving, and cutting expenses can increase savings. Down payment assistance programs may offset costs. The down payment influences affordability, interest rate, loan eligibility, and monthly payment. The minimum down payment depends on the loan program, and…