California's housing market is highly competitive due to high demand and low supply. There are various programs and people that can help first-time buyers make their home buying dream a reality, including U.S. Bank's new home buying assistance program. It is important to consider what you need and want in your first home, calculate a budget, and assemble a homebuying team. U.S. Bank mortgage lenders are knowledgeable about down payment assistance and unique mortgage products that you may qualify for.
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