Credible, a personal finance marketplace, has compiled data on mortgage rates for home purchases and refinances. For home purchases, rates for 30-year terms have edged down to 7.5%, while 10-year terms have dropped by more than a quarter of a percentage point to 6.25%. Homeowners interested in saving the most on interest rates should consider 15-year terms for refinances, as they have risen the least, to 6.375%. Credible has 5,000 Trustpilot reviews, with an average star rating of 4.7.
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