Should We Expect a Market Crash in the US?

Experts say that the US housing market will avoid a 2008-style crash.
The 30-yr fixed-rate mortgage is expected to ↓ an avg of 6.35% in 2023.
Home prices are only estimated to ↓ an avg of 4.5% in 2023.
However, in 2008, home prices nationally ↓ 33%.