How to find the best FHA mortgage lender

An FHA loan is a government-insured loan that offers financing to buy a home with a low credit score, a small down payment, and a cap on closing costs. To find the best FHA mortgage lender, you should shop around banks, credit unions, and mortgage companies. A private lender will offer and underwrite the loan, and you can search for an FHA-approved lender on the HUD website. It may be helpful to enlist a mortgage broker, and it’s important to compare all-in FHA mortgage costs with multiple lenders. You should also ask questions to determine which FHA loan is best for

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